Home › Recreation for seniors › Fishing
Fishing in Citrus, Hernando and Pasco County: licenses, lakes, the Gulf, and boat ramps
Freshwater lakes and rivers inland, the Gulf of America along the coast, and public boat ramps in all three counties. This page covers which license you need for each, where to fish, where to launch, and how to find a guide.
Checked against the Florida Fish and Wildlife Conservation Commission (FWC) and county sources listed at the bottom. Fees and seasons change, so check the linked page before you go. Last reviewed: October 5, 2026.
The short version:
- Do I need a saltwater and freshwater fishing license in Florida? They're separate licenses. Florida residents 65 and older don't need either one. Everyone else needs the license that matches the fish they're after.
- Can you freshwater fish without a license in Florida? Yes, if you're a Florida resident 65 or older, or under 16. Carry your Florida driver's license or ID as proof.
- Is there a public boat ramp in Homosassa, Florida? Yes. Citrus County runs MacRae's ramp in Homosassa, and Chassahowitzka has one too. Ramp lists for all three counties are below.
- How much does a boat ramp cost? Many county ramps are free. Four Citrus ramps charge $10 a day, and Pasco's two Gulf ramps charge $10 a day to park.
- Who are some reputable fishing guides in Crystal River? We don't rate guides. The county tourism offices and the state each keep a list, linked below. Florida doesn't license fishing guides.
Licenses: freshwater and saltwater
Do I need a saltwater and freshwater fishing license in Florida?
Florida sells them as two separate licenses. A Florida resident pays $17 a year for either one, or $32.50 for both together. Visitors pay $47 a year for either one, $17 for three days, or $30 for seven days. Prices are on FWC's freshwater and saltwater license pages.
Florida residents 65 and older don't need either one. FWC's "Do I need a license?" page lists the exemption. It also covers the extra permits for snook and spiny lobster. Carry your Florida driver's license or state ID as proof, or get the free Resident 65+ Hunt/Fish Certificate at GoOutdoorsFlorida.com or your county tax collector's office.
Which license counts depends on the fish, not the water. FWC's license FAQ says license rules "follow the species of fish, regardless of where they are caught." That matters in the brackish rivers near the coast, where fresh and salt water mix. If you only have a freshwater license and catch a redfish, you have to let it go.
One thing to watch if you're 64. FWC still sells a Silver Sportsman's 64+ license for $13.50 a year. It covers freshwater fishing and hunting, but not saltwater fishing.
Can you freshwater fish without a license in Florida?
Yes, if you're a Florida resident 65 or older. Most other adults need a freshwater license.
For saltwater fishing from the shore or a pier, Florida residents can get a free shoreline license. FWC's shoreline license page says residents 65 and older don't need it, and neither does anyone fishing from a licensed pier. The free shoreline license doesn't work from a boat.
A few things still apply at 65. Keeping a tarpon takes a tarpon tag, with no exemptions. Fishing for grouper from a boat means signing up for the free State Reef Fish Survey.
Freshwater lakes and rivers
FWC keeps a page with maps, boat ramps, species, and a current fishing forecast for each of these. Start there before you go.
- Tsala Apopka Chain, Citrus County. About 19,000 acres of shallow marsh and lakes in three pools, named for Floral City, Inverness, and Hernando. Bass, bluegill, redear sunfish, catfish, and black crappie, which many locals call speckled perch.
- Lake Rousseau, Citrus and Levy County. A lake made by damming the Withlacoochee River, full of cypress trees. Bass, bluegill, crappie, catfish, and sunshine and striped bass. FWC's accessible fishing list, linked from its page for anglers with disabilities, rates its pier access high, meaning it should be fully accessible.
- Withlacoochee River, which runs through Citrus, Hernando, and Pasco. Bass, sunfish, and catfish. Below Inglis Dam the water turns salty, with redfish, trout, and snook.
- Hernando County lakes. Lake Lindsey, Hunters Lake, Mountain Lake, and Lake Townsen all have county boat ramps. Lake Townsen Regional Park in Brooksville has a fishing pier and borders the Withlacoochee River.
- Pasco County lakes. Moon Lake Park in New Port Richey has a ramp for small powerboats. Crews Lake Wilderness Park in Spring Hill has a fishing dock. Withlacoochee River Park in Dade City has a fishing pier. As of October 2026, Middle Lake Park in Dade City is closed for repairs after the 2024 hurricanes.
Saltwater fishing on the Gulf
The coast here is in FWC's Big Bend region, which has its own size and bag limits. Redfish, spotted seatrout, snook, and cobia are the usual inshore targets. FWC's saltwater regulations page has the current rules for each fish, and they change. Snook is closed December through February and May through August. Gag grouper closed on October 1 for the rest of 2026.
FWC also publishes a free boating and angling guide for Hernando and Pasco, with channels, seagrass, and ramps on a map.
When can you go scalloping in Crystal River?
In summer. The 2026 season for Citrus and Hernando ran from July 1 through September 24. Pasco's season runs July 10 through August 18 each year, but in 2026 it closed early, on August 6, because of a toxic algae bloom. Check FWC's bay scallop page in late spring for 2027 dates.
Florida residents 65 and older don't need a license to scallop. The limit is 2 gallons of whole scallops in the shell, or 1 pint of scallop meat, per person. You gather them in the water, by wading or snorkeling.
What month is stone crab season in Florida?
October 15 through May 1. To set your own traps, even at 65, you need FWC's free recreational stone crab trap registration, renewed each year at GoOutdoorsFlorida.com. You can set up to five traps. Claws must be at least 2 7/8 inches, the limit is 1 gallon of claws per person, and the crab goes back in the water. The full rules are on FWC's stone crab page.
Boat ramps
Is there a public boat ramp in Homosassa, Florida?
Yes. Citrus County runs MacRae's ramp at 5290 S. Cherokee Way in Homosassa, which charges a launch fee, and lists a ramp at Chassahowitzka too. The county's boat ramps and piers page has the full list with addresses.
To search any ramp in Florida on a map, with photos, use FWC's Boat Ramp Finder.
How much does a boat ramp cost?
It depends on the county and the ramp.
Citrus County says most of its ramps are free. Four charge: Fort Island Gulf Beach, Fort Island Trail Park, Hernando Beach, and MacRae's of Homosassa. The fee is $10 a day, or an annual pass of $25 for Citrus residents and $75 for everyone else. Details are on the county's launch fee page.
Free Citrus ramps include Pirates Cove in Crystal River, Duval Island in Floral City, Eden Park in Inverness, and the Hernando ramp on N. Railroad Way. Duval Island and Eden Park put you on the Tsala Apopka Chain, which is freshwater.
Hernando County lists its ramps on its boating resources page. Gulf access is at Bayport Park, with two ramps and a fishing pier, and at Jenkins Creek Park, for small boats and canoes. Rogers Park is on the Weeki Wachee River. Nobleton Wayside Park is on the Withlacoochee. These parks charge for parking. Cars with a handicap placard, and disabled veterans, park free at every Hernando County park.
In Port Richey, Nick's Park at 7929 Bayview Street has the city's only boat ramp, with limited trailer parking, restrooms, a dock, and fishing. The Bait Depot is across the street.
Pasco County charges $10 a day to park at its two Gulf ramps, Anclote River Park in Holiday and Robert J. Strickland Memorial Park in Hudson. An annual pass is $75 for Pasco residents and $100 for others. The rates are on the county's park rules page.
Bait and tackle shops
These shops have current listings with posted hours. We list them so you know what's near your ramp or pier, not because any of them paid us or because we've shopped there. Hours change with the weather and the season, so call before you drive.
Pasco County
- The Bait Depot, 7920 Bayview Street, Port Richey, 727-494-1580. Across from the Nick's Park boat ramp. Live shrimp delivered daily.
- Rusty Bucket Baithouse, downtown New Port Richey, 727-645-6598. Call for directions.
- Friendly Fisherman's Bait, Tackle and Seafood, 10823 Woodland Drive, Hudson, 727-557-9806.
- Cooper's Shrimp Shack Bait and Tackle, 14633 Old Dixie Highway, Hudson, 727-868-8736.
- One Stop Bait Shop of New Port Richey, 4726 Trouble Creek Road, New Port Richey, 727-842-5610.
- Armed Anglers, 1801 U.S. 19, Holiday, 727-945-1808.
- Tarpon Fishing Outfitters, 1500 U.S. 19, Holiday, 727-935-7258.
- Jerry's Bait and Tackle, 14901 17th Street, Dade City, 352-521-3255.
The Anclote area of Holiday, near Anclote River Park and Anclote Gulf Park
- J and J Bait and Tackle Outfitters II, 1234 Baillies Bluff Road, Holiday, 727-940-7928. Closed Tuesdays.
- Get Bent Live Bait, 1119 Baillies Bluff Road, Holiday, 727-597-9073. On the water at Anclote River Park. Hours depend on the weather.
Hernando County
- Bait and Tackle of Hernando Beach, 4317 Calienta Street, Hernando Beach, 352-610-4315.
- Norfleet's Fish Camp (Carl's Store), 221 Osowaw Boulevard, Spring Hill, 352-835-7014. Near Aripeka, with a kayak launch.
- Mad Mosquito Outdoors, 4648 Commercial Way, Spring Hill, 352-556-2055.
- Dixie Lee Bait, 6408 Evanston Street, Spring Hill, 352-596-5151.
Citrus County
- Salty Hook Bait and Tackle, 9687 W. Fort Island Trail, Crystal River, 352-228-8819.
- Shrimp Landing, 12645 W. Fort Island Trail, Crystal River, 352-795-4380.
- Tee's 2.0 Bait Market, 457 NE 1st Terrace, Crystal River, 352-651-5101.
- Pete's Pier Marina, 1 SW 1st Place, Crystal River, 352-795-3302.
- Ms. Fins Oarhouse Marina and Bait Shop, 2130 S. Waterman Drive, Crystal River, 352-228-4441.
- Ed's Tackle Shop, 983 N. Suncoast Boulevard, Crystal River, 352-795-4178.
- Ozello Keys Marina, 2355 S. Ripple Path, Crystal River (Ozello), 352-228-8095.
- Blue Water Bait and Tackle, 5500 S. Suncoast Boulevard, Homosassa, 352-628-0414.
- Strickland's store, 5378 S. Cherokee Way, Homosassa, 352-628-2259.
- Floral City Bait and Tackle Outfitters, 7737 S. Old Floral City Road, Floral City, 352-423-1507.
- Copperstate Tackle (tackle only), 1522 U.S. 41, Inverness, 352-726-6100.
Fishing piers
Do I need a license to fish off a pier in Florida?
Not if you're a Florida resident 65 or older. For everyone else, it depends on the pier and the water.
On a saltwater pier that holds its own pier license, nobody on it needs a personal license. On a saltwater pier without one, Florida residents can use the free shoreline license, which covers "the land or a structure attached to land." Visitors need to buy a saltwater license. On a freshwater pier there's no exemption, so anyone who isn't exempt needs a freshwater license. FWC explains this on its shoreline license page. Fishing for sharks from shore or a pier takes FWC's free shore-based shark permit, with no exemptions.
Public piers and docks the counties and cities list:
- Citrus: Fort Island Gulf Beach, a 465-foot pier and boardwalk the state birding trail calls wheelchair accessible; Fort Island Trail Park, a pier about 150 feet long; and the fishing dock at Kings Bay Park in Crystal River.
- Hernando: Bayport Park on the Gulf, Jenkins Creek Park, Linda Pedersen Park, and Lake Townsen Regional Park on the Withlacoochee River, which is freshwater.
- Pasco: Anclote Gulf Park, the three docks at Eagle Point Park, and freshwater docks at Crews Lake Wilderness Park and Withlacoochee River Park. Port Richey's Nick's Park has a dock next to the city boat ramp.
Only Fort Island Gulf Beach has an official page calling its pier wheelchair accessible. If you use a wheelchair or walker, call the park before you go and ask about the walk from parking and the railing height.
Fishing guides and charters
Who are some reputable fishing guides in Crystal River?
We don't recommend individual guides. Three lists will get you started, and you can compare from there.
- Citrus County's tourism office lists charters on its fishing spots and charters page.
- Hernando County's tourism office lists charters, bait shops, and fish camps on its fishing page.
- FWC keeps a statewide outfitter and guide search.
Before you book, know that FWC says plainly that "Florida does not license or permit guides nor have minimum requirements for them." Ask any captain whether they hold a U.S. Coast Guard captain's license and carry insurance. If getting in and out of a boat is hard for you, say so when you call, and ask how you'll board.
Also worth reading
- Recreation for seniors: the overview of this whole section
- Beaches and paddling: Gulf-side parks, swimming, and kayak launches
- State parks, springs and camping: admission, camping, kayaks, and boat tours
- Seafood markets, waterfront dining and rentals: where to buy the catch, eat by the water, or stay
- Bird watching: shorebirds, wading birds, and free guided walks
Sources
- Florida Fish and Wildlife Conservation Commission (FWC): "Do I need a license?"; freshwater and saltwater license pages; license FAQ; saltwater shoreline license FAQ; State Reef Fish Survey
- FWC freshwater sites and forecasts: Tsala Apopka Chain, Lake Rousseau, Withlacoochee River; ADA freshwater fishing access list
- FWC recreational saltwater regulations (red drum, spotted seatrout, snook, cobia, groupers); bay scallop season; stone crab rules; Boating and Angling Guide to Hernando and Pasco Counties; Boat Ramp Finder; outfitter and guide search
- Citrus County Parks and Recreation, boat ramps and piers, and boat ramp launch fees
- Hernando County Waterways Division boating resources; park pages for Bayport, Jenkins Creek, Rogers, Nobleton Wayside, Lake Townsen Regional, and Alfred McKethan Pine Island Park (parking fee exemption)
- Pasco County park directory pages and park rules and regulations (boat ramp parking fees)
- Discover Crystal River Florida (Citrus County Visitors Bureau) and Florida's Adventure Coast (Hernando County Tourism) fishing pages